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Wherever life takes you, Tony Burns is here to help you find a mortgage that fits your needs and life style. There is no - One size fits all in mortgages Apply online to see what I can do to find the loan that's perfect for you.


My name is Tony Burns. I am a Mortgage Broker who is dedicated to providing the best loans, service and rates in the industry.


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Collecting the necessary documentation in advance will save you significant time in the loan process. So, here's a list to get your started.

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Should You Refinance? Mortgage Glossary

refinance
Market Value: The price at which a property will sell, assuming a knowledgeable...
The decision on whether or not to refinance has, in the past, meant balancing the savings of a lower monthly payment against the costs of refinancing. In recent years, mortgage lenders have introduced "no cost" and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing. With traditional refinancing, the interest rate for your new mortgage is often about 2 percentage points below the rate of your current mortgage. However, with the newer low and no-cost refinancing programs offered, home owners can find it valuable to refinance to obtain a smaller reduction in interest rates.
Point: A fee paid to the lender on closing day to increase the effective yield...
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